by Debt Budget | Oct 2, 2024 | Articles
As most mortgage repayments are set over a 20-year period, we looked at three possible scenarios in terms of accelerating mortgage repayments and investing in equities (shares) over a 20-year period. In each of these scenarios we assumed a R700 000 mortgage at the...
by Debt Budget | Oct 2, 2024 | Articles
For all South Africans struggling to make ends meet, it is good to know that it is possible to enjoy a 5-star family holiday without breaking out the credit card. Try these 9 budget-beating tips for size and start planning the holiday of a lifetime. 1. Travelling off...
by Debt Budget | Oct 2, 2024 | Articles
There is always an eagerness on the part of clients and prospective clients to learn more about investments, how markets work, and the differences between various investment products. As a financial adviser the first question that is usually asked by potential clients...
by Debt Budget | Oct 2, 2024 | Articles
I recently returned from an overseas trip that I started planning nine months ahead of time. I used the time to plan, budget and make sure that when I returned from my well-deserved break that there would be no scary credit card bills to deal with. One of the benefits...
by Debt Budget | Oct 2, 2024 | Articles
The secret to a successful resolution is to keep it simple and to break it down to something manageable. Financial change starts one step at a time. Instead of saying “I am going to be debt free,” rather select one debt that you are committed to paying off in 2017. If...
by Debt Budget | Oct 2, 2024 | Articles
Saving sure is hard work, especially if you don’t have much money to go on in the first place. However, good saving habits can be taught. With a bit of self-discipline and lots of determination, you can increase your savings every month. Since we live in consumer...
