Trained consultants (called Debt Counsellors Observatory) will help you to deal with your debt. Debt Counsellors Observatory will deal with your creditors and come to an agreement that allows you to cover your living expenses and apportion the remainder of your available funds to your creditors.
Debt Counsellors Observatory will conduct an independent enquiry into your financial circumstances and make recommendations to Credit Providers and the courts concerning restructuring your debt or even suspending “reckless” credit agreements. You may not actually be “Over-Indebted” and qualify for “Debt Review”, in this case Debt Budget will assist you to work out a better monthly budget which will enable you to repay your debts effectively.
Once under debt review, no further legal action may take place against you.
With lower monthly instalments you will have financial freedom
Debt Counsellors Claremont can assist you with your debt from any location in South Africa
Our efficient, friendly staff will negotiate for smaller, more affordable repayments to your creditors.
Debt Counsellors Claremont is misunderstood. It is not Administration or black listing.
The entire process should take up to 60 business days.
The negotiations and debt restructuring will be based upon the client`s own individual circumstances and what he/she can afford to pay each month.
Clients will be required to pay the amount in terms of the new debt repayment plan to a Payment Distribution Agency (PDA) every month until all their debts are settled or their financial situation changes where they are able to manage their own debts again. Once this occurs we then send our clients a Clearance Certificate and they are able to get credit again.
Debt Counsellors Claremont have Debt Counsellor’s that are registered and certified by the National Credit Regulator (NCR), so you can be rest assured that our debt advisory service is confidential, professional and of highest quality.
Please note that Debt Budget is committed to prompt contact and you can expect a call from debt budget within 24 hours or less.